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First-Time Homebuyer Qualifications and Benefits

Are you wondering if you qualify for first-time homebuyer programs? The term might be misleading. You don’t actually have to be purchasing your first home to be considered a first-time homebuyer. Confused? Don’t be!

First-time homebuyer benefits can offer significant financial savings and help make owning your own home a reality. Don’t let the name hold you back from achieving the American dream of homeownership. Let’s explore how you could qualify for these home loan programs.

See What Others Have to Say About Us!

Don’t just take our word for it—our clients’ experiences speak volumes! From start to finish, we’ve had the privilege of helping amazing people reach their homebuying goals, and their feedback reflects the care, dedication, and results we strive for every day. Read below to see how we’ve made a difference in their journeys!

4.94

Experience.com rating

Meet the LO!

Cheldon Frank

Get to Know Cheldon, Mark, and Matt

Cheldon Frank

Branch Manager

My favorite part is making the home dream a reality for my clients. I also love having a vast knowledge of all the different mortgage products that are available to homeowners. Every client has different needs and I want to make sure my clients know their options. Outside the mortgage world I enjoy spending time with my wife and 4 children. We are a hockey family so many nights and weekends are spent at the rink.

Mark Swenson

Loan Officer

Over my 19+ years in the mortgage industry, I have earned the trust and referrals of many families and real estate professionals in our community. I’ve built my business by providing great communication, fast approvals and consistent on-time closings, all delivered with the highest level of local personal service and accuracy. Together with my Summit team, you can look forward to working with some of the top professionals in the industry who are all dedicated to providing a level of service and communication that is second to none. We consider it an honor and a privilege to assist our clients with one of the largest financial transactions of their lives and we look forward to serving you and your family soon. If you have any other questions about our products and services, please feel free to connect via phone or email anytime.

Matt O’Brien

Loan Officer

The Mortgage Industry is very intimate and personal. It is one of the most important industries in the world. Having the opportunity to help a person or family purchase a DREAM is pretty special. Earning the person or families trust and respect is so magical. There is a quote I live by and that is “The only way to have a friend is to be one.” – Ralph Waldo Emerson. On a day to day adventure I am constantly a Dad, Husband, Friend, and professional. I love working but being with my family is most important.

We Look Forward to Meeting You!

Submit this form to start your mortgage journey, and one of us will personally connect with you to discuss next steps.

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Equal Housing Opportunity