Resources for homebuyers

Understanding the loan process
The loan process will be different for every homebuyer. We’re here to help answer your questions and show you how to buy a house.
I’m a mortgage loan officer with Summit Mortgage. I help borrowers throughout the entire state of Florida — from Naples and Southwest Florida to Tampa, Orlando, Jacksonville, and Miami — and I offer DSCR investor loans nationwide.
Whether you’re buying your first home, moving up, purchasing a second home or investment property, or refinancing, I’ll walk you through every step and keep you updated from application to closing. I offer a full range of loan programs:
• Conventional
• Jumbo
• FHA
• VA
• HELOCs — a full doc loan program
• HELOCs utilizing bank statements — for self-employed borrowers
• Bank statement loans — for self-employed borrowers
• Asset depletion loans — for someone with minimal income but liquid assets
• Ability to repay loans — for someone with minimal income but liquid assets
• DSCR loans — for buying an investment property using the property’s potential cash flow (available nationwide)
The thing I enjoy most about mortgage lending is the joy someone gets when they purchase their first home. It shows what an important role we play in someone’s life.
In my spare time, I enjoy playing sports with my son and traveling with my family.
Ready to take the next step toward being a homeowner?
Call me at 239.601.3399.

The loan process will be different for every homebuyer. We’re here to help answer your questions and show you how to buy a house.

The current U.S. weekly average for mortgage rates on a 30-year loan as of 10/29/2029 is