An Introduction to VA Home Loans

Thank You For Serving Our Country

Get up to 100% home financing as part of your military service benefits.

VA Home Loans

First and foremost, VA home loans are a benefit that America’s veterans and active duty men & women have earned as part of their military service. This benefit provides access to home financing with no down payment to help members of our armed forces realize the American dream.

Benefits of VA Home Loans

Up to 100% Financing

VA home loans have one of the few options available today that allow 100% financing.

No Mortgage Insurance

Enjoy the advantages of little or no money down, without having to pay mortgage insurance.

Flexible Qualifying Guidelines

Even buyers with lower credit scores and little to no money for down payment may still qualify for VA home loans.

VA Home Loan Details

• A variety of fixed rate options
• No private mortgage insurance requirement
• Purchase & Refinance options
• Also offer renovation financing
• Minimum 580 FICO
• Flexible qualifying guidelines

VA Home Loans Eligibility

If any one of the following are (is) true, you may be eligible for a VA home loan.

1. Served 181 days during peacetime (active duty)
2. Served 90 days during war time (active duty)
3. Served 6 years in the Reserves or National Guard
4. You are the un-remarried surviving spouse of a service member who is MIA, was killed in the line of duty or from a service-connected disability
5. Individual with service as a member of certain other government organizations

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