Understanding how and when to refinance your mortgage is crucial for maximizing savings and reaching your financial goals. Homeowners might consider refinancing for a variety of reasons based on their unique situation and circumstances. Most commonly, refinancing is done with the goal of securing a lower interest rate, shortening the ... More
Before you start looking for your first home, you’ll want to meet with your lender for mortgage pre-approval. This is an essential first step to secure most types of loans, including conventional, fixed-rate home ... More
When you follow these eight first-time homebuyer tips, you’ll make your first home buying experience go as well as possible. You’ll also avoid many of the most common mistakes that can cause a deal to fall apart at the last moment. More
Since mortgage loan interest rates began to climb a couple of years ago, homebuyers around the country have been looking for more ways to save. Saving money on your mortgage starts with choosing the right ... More
House hunting is a lot of fun, but before you start shopping, it’s vital to know what you can afford. Because requirements vary between mortgage products, there isn’t a one-size fits all rule for the amount of income needed to be ... More
When you begin applying for a new mortgage or choose to refinance your existing home loan, you should build a plan to manage your credit throughout the mortgage process. Lenders like to know that borrowers are likely to repay the loans they take ... More
If you’re thinking about buying a home, excitement is one of the first things you’ll experience. But underneath all that enthusiasm, there are certain to be plenty of questions lingering. Here are some common home buying concerns that might come up when you consider if you ... More
With the prices for everything skyrocketing with inflation, every penny counts. This includes your home insurance costs. With the purchase of a new home comes the important choice of home insurance to protect your ... More
