Preparing For a Down Payment: Year-End Savings Strategies
As the year comes to an end, you may be beginning to think about your financial goals for the new year. As aspiring homeowners, saving for a ... More
Contingent vs Pending Property Listings
Throughout your house hunting journey, you’re likely to come across the terms “pending” and “contingent”. While they may seem interchangeable, these terms describe two different stages of the real estate transaction process. Understanding these terms is important to homebuyers as they can help determine how close a property is ... More
Strategies for Securing a Lower Mortgage Rate
Mortgage interest rates are often at the forefront of homebuyers’ minds, and for good reason. For most homeowners, mortgage payments represent the largest monthly obligation in their budget. Even a small difference in rate can have a significant impact on monthly payment amounts, so getting the best deal is important! More
Understanding Mortgage Math: How to Use a Mortgage Calculator
For many of us, buying a home is one of the biggest financial decisions we make in our lifetime. Understanding what goes into a mortgage payment, and the math involved in the mortgage process will help you make more informed decisions throughout your home-buying journey and beyond. Whether you’re ... More
What to Know About Buying a Home That’s Not Contingent on the Sale of Your Current Home
Buying a home involves a lot of moving parts, especially if you are putting in offers that involve a home sale contingency. However, if your ability to purchase a property is not contingent on another transaction, the entire process becomes a bit simpler. ... More
Second-Time Homebuyer Down Payment Strategies
Do Second-Time or Move-up Homebuyers Need a Down Payment? The quick answer is yes, it is almost certain that you will need a down payment unless you are using a program that doesn't require down payment (such as VA ... More
Understanding a Contingent Offer and When to Make One
What is a contingent offer? Technically speaking a contingent offer simply means that there are contingencies in your contract that are required to be cleared in order for you to close on the purchase of a home. Generally, contingencies are put in place to protect a ... More
How to Sell Your First Home While Buying Your Second
If you thought buying your first home felt like a whirlwind, wait until you decide to purchase your second home. You may find yourself longing for the simpler process of ... More
