Buying a home is the largest investment most of us make in our lifetimes, and choosing the right mortgage is one of the most important decisions homebuyers face. Two of the most common options are FHA loans and More
Understanding the factors influencing property taxes and strategies to manage these costs is important knowledge for first-time homebuyers and seasoned homeowners alike. While the principal and interest portion of a fixed-rate mortgage payment doesn’t change from year to year, total mortgage payments can be impacted due to changing property ... More
It seems like everyone has a side hustle these days. With the cost of living through the roof and the price of just about everything seemingly on the rise, many of us are looking for ways to boost our earnings, reduce our living expenses, and make “adulting” just a little ... More
After a volatile 2024, most experts and trusted forecasts from the Mortgage Bankers Association predict a more stable market in the new year. More
Mortgage interest rates are often at the forefront of homebuyers’ minds, and for good reason. For most homeowners, mortgage payments represent the largest monthly obligation in their budget. Even a small difference in rate can have a significant impact on monthly payment amounts, so getting the best deal is important! More
For many of us, buying a home is one of the biggest financial decisions we make in our lifetime. Understanding what goes into a mortgage payment, and the math involved in the mortgage process will help you make more informed decisions throughout your home-buying journey and beyond. Whether you’re ... More
Rate volatility, new laws, regulations, loan program changes, and lender consolidations have all changed the layout of our industry over the last decade and it doesn't appear that is going to be changing anytime soon. In the past few years many industry veterans have stepped away from the industry and ... More
You’ve heard of countless home mortgage apps for mobile devices. Just about every lender has one, and they all work pretty much the same way — except one — the Ascent App from Summit Mortgage Corporation. The Ascent App is unique, offering functionality, and security backed by the power of a ... More
