Guiding You Home With The Ascent Mortgage App

Considering buying a home or refinancing your current home? Summit Mortgage Corporation has news you can use. We’ve improved the home loan mortgage process to make it easier, faster, and more convenient. The key to your next home loan is the Ascent app, an intuitive app available for iOS and Android mobile devices. The Ascent app allows you to calculate how much home you can afford, communicate with your own loan officer, access learning tools and of course, apply for a loan. The Ascent app doesn’t replace a loan officer, but it will give you more control and visibility of the process. Using the Ascent app, you’ll have the confidence and support to make your move to buy a home. To gain access reach out to your Summit Mortgage loan officer today.

The mortgage app powered by a human

With the Ascent app, you don’t start with a download, instead, you begin with a personal loan officer—an actual living, breathing, being with a name, office, cell number, and email who you can reach out to with any questions. At Summit Mortgage, you are able to review a team of personal loan officers in your area and find the one that works best for you. Once you have picked your loan officer they are able to provide you a link to download your personalized Ascent App. Once downloaded, it will be connected directly to your loan officer so they can support you throughout the entire process. Doing things this way means digital enhancements meet human touch in the best possible way.

Know what you can afford

Shopping for a home is a lot easier when you know what you can afford. Using the Ascent app calculator you can estimate monthly payments before you search, so you don’t fall in love with a home that breaks the bank. While many apps have calculators, the Ascent app has a very robust and comprehensive suite of options to select from and retains the calculator data so if you want to refer back or compare a few options you are able to do so.

And here’s a pro-tip: no matter how much you think you can stretch your budget, always remember that the right home should never leave you in the poor house. So be smart, be honest with yourself, and make sure the home fits your needs and finances. Consider working out your monthly budget before you even look at homes online and determine what is a palatable monthly payment, share that number with your loan officer and allow them to work that number backwards to determine the price point of home you should be looking at. Starting with monthly payment in mind vs. what price of house you want is key to not getting in over your head with a payment. Also, keep in mind that the calculators are great tools but they shouldn’t replace the important conversations with a loan officer about your budget.

Helping you find the best home mortgage

Not every homebuyer applies for the same type of loan. Depending on who you are, where you live and the home you want to purchase you will need to choose between a conventional, FHA, VA, USDA, renovation, down-payment assistance, jumbo loan, or some other type of loan program. With so many options it can feel overwhelming to know which makes the most sense for you! The Ascent app is your starting point for understanding what each program is intended for and which might be a good fit for you. All you have to do is submit your application information and your loan officer can assist you with determining which program matches your goals. When you are backed by the Ascent app and Summit Mortgage, you’re never alone in the process. Your loan officer is always an easy text, call, or email away to answer questions or address concerns.

Apply anytime, anywhere

Whether you prefer to complete the loan application on your own, have it done for you or a little of both, the Ascent app is the answer. Worth noting, your privacy and security is of the utmost importance so you can rest assured the data you enter, the documents you upload and the bank accounts you link are safe.

The Ascent App gives you everything that is needed to apply for your loan using your mobile device when you are ready – even if it happens to be midnight! No scheduling appointments, no going to an office, no making long phone calls. When the time is right, gather your materials, open the app, and apply. When you submit your application, your loan officer will be notified in real time and will follow up to confirm key details, discuss options, and keep your loan application moving forward.

If you get stuck during your application you can contact your loan officer and they can assist in helping you finish your application through the Ascent app. When it’s time to apply, just use the app to connect with your loan officer to get the process started. No guessing, no wondering if you did it right, no worries that you forgot to check a box. Just a simple, headache-free way to know your application is complete and correct. As you move through the application, your progress is saved as well so if you get stuck on something, you can simply return back once you are ready to move forward!

Simplify your home mortgage application

Like the perfect home, the Ascent app has everything you need in one, comfort, security, and ease. Take the uncertainty out of your home buying journey by working with an experienced loan officer from Summit Mortgage and the powerful Ascent app.

Have questions? Want help getting started but aren’t connected to a loan officer yet? Complete our Quick Start Form and we’ll connect you with a loan officer that matches your specific needs. They’ll provide a free consultation and guide you through every step of the loan application process.