Preparing to Purchase or Refinance a Home in 2025
After a volatile 2024, most experts and trusted forecasts from the Mortgage Bankers Association predict a more stable market in the new year. More
Tips for Homeowners with Aging Parents
If you have aging parents, it’s likely you’ve had conversations about their current and future living conditions. Most aging parents hope to stay in their home for as long as possible. Doing so helps them retain a sense of independence. However, they will likely reach a stage when ... More
How And When to Refinance Your Mortgage
Understanding how and when to refinance your mortgage is crucial for maximizing savings and reaching your financial goals. Homeowners might consider refinancing for a variety of reasons based on their unique situation and circumstances. Most commonly, refinancing is done with the goal of securing a lower interest rate, shortening the ... More
Understanding Mortgage Math: How to Use a Mortgage Calculator
For many of us, buying a home is one of the biggest financial decisions we make in our lifetime. Understanding what goes into a mortgage payment, and the math involved in the mortgage process will help you make more informed decisions throughout your home-buying journey and beyond. Whether you’re ... More
Mortgage and Refinance Options for Families Who Have Outgrown Their Homes
A growing family doesn't necessarily need to start looking for a new, larger home; they may be able to grow their current home to meet their families needs with a renovation loan. In many situations, it’s more affordable to improve the home you currently own than it is to More
5 Ways You Can Save Money on Your Mortgage
Since mortgage loan interest rates began to climb a couple of years ago, homebuyers around the country have been looking for more ways to save. Saving money on your mortgage starts with choosing the right ... More
How to Compare Your Second Home Mortgage Loan Options
How Does Someone Buy a Second Home? For a lot of people, owning a second home means owning a vacation home. Unless you've won the lottery, you’ll likely need a second mortgage to purchase one, and that can be expensive. Cost is why a vacation home remains ... More
Should You Refinance Your Home with Low Interest Rates?
It’s a great time to be a homeowner. Despite economic forecasts that predicted rate increases, home mortgage rates have continued to go down throughout 2019. As a result, it is increasingly sensible to ... More
