Preparing to Purchase or Refinance a Home in 2025
After a volatile 2024, most experts and trusted forecasts from the Mortgage Bankers Association predict a more stable market in the new year. More
Your First Home Can Be Your Dream Home
What comes to mind when you think of a “starter home”? Historically, the terms “Cheap,” “run-down,” and “bad investment” may have popped up. However, in recent years first-time buyers are turning the notion of a More
Holiday Spending vs Homebuying: How to Balance Your Budget
With the holiday season comes celebrations, traveling and gathering with loved ones. While this is a treasured time of year for many, it can be straining on a budget. Increased spending on gifts, decorations, parties and travel costs are to be expected during this time. If you’re planning to ... More
Down Payment Assistance Programs
Having a Hard Time Saving for a Down Payment? There are many programs available to help home buyers looking for some assistance with their down payment. Down Payment Assistance Programs For many More
Understanding Seasonal Trends in Home Prices
As consumers, many of the goods and services we buy and sell have prices and values that fluctuate based on the season. For example, you may be able to score a better deal on a speedboat in the middle of winter than if you were to buy it in the ... More
What First-Time Homebuyers Need to Know About Fixer-Uppers
Is It a Good Idea to Buy a Fixer-Upper? Buying a home is expensive, and can feel very overwhelming, especially for a first-time homebuyer. While first-time homebuyer loans, grants and other programs can save you some money, another place to look for savings is at a home’s ... More
How And When to Refinance Your Mortgage
Understanding how and when to refinance your mortgage is crucial for maximizing savings and reaching your financial goals. Homeowners might consider refinancing for a variety of reasons based on their unique situation and circumstances. Most commonly, refinancing is done with the goal of securing a lower interest rate, shortening the ... More
Contingent vs Pending Property Listings
Throughout your house hunting journey, you’re likely to come across the terms “pending” and “contingent”. While they may seem interchangeable, these terms describe two different stages of the real estate transaction process. Understanding these terms is important to homebuyers as they can help determine how close a property is ... More
